14 Jan Can I claim against uninsured drivers
Road traffic accidents happen in Ireland all the time. But when you have been involved in a collision with an uninsured or unidentified driver, making a claim can seem complicated. Luckily, the Motor Insurers’ Bureau of Ireland (MIBI) helps drivers who find themselves in this situation.
If you were involved in a crash with an uninsured driver, get in touch with Ferrys Personal Injury Solicitors. We will provide expert advice for making a claim.
How to make a claim against uninsured drivers
Set up in 1955, MIBI is a non-profit organisation funded by all companies underwriting motor insurance in Ireland. Instead of making a claim against uninsured drivers, the claim is made against the MIBI for damages. To do this, Ferrys Personal Injury Solicitors will fill out a MIBI claim notification form. This requires details on the accident, damages, injuries and any ongoing Garda investigation.
MIBI will then launch its own investigation into the accident to determine the circumstances and liability surrounding it. Once the form has been submitted to the MIBI, personal injury claims are pursued as normal.
MIBI will appoint an insurance company to deal with claims for damages and personal injury claims are submitted by Ferrys Personal Injury Solicitors to the Personal Injuries Assessment Board with the MIBI named as the respondent.
What to do after an accident with an uninsured driver
If an accident is caused by the negligence of an unidentified driver, proving liability can be difficult. Documenting the incident will help you bring a claim against MIBI, though your health is the main priority.
If you or anyone involved in the accident is injured, seek medical attention immediately. If you’re unharmed or have received medical assistance, you can then document the accident and gather evidence for your claim.
After an accident with an uninsured or unidentified driver, you should:
- Get the driver’s personal details, if possible
- Write down the vehicle’s registration, make and model
- Photograph the scene and location
- Ask witnesses for contact details
- Report the incident to Gardaí as soon as possible
- Report the incident to your insurance provider
If you have been involved in a hit and run incident, write down any details you can remember about the vehicle before it drove away.
What compensation can I claim?
If the accident was caused by the negligence of the uninsured party, you may be entitled to compensation for:
- Medical costs
- Loss of income
- Damages to your vehicle
Ferrys personal injury solicitors will be able to advise you on making a claim.
If you have been injured in an accident with an uninsured driver, contact Ferrys Personal Injury Solicitors. One of our road traffic accident experts will help you with your case.